The UK Personal Portfolio Bond

The UK Personal Portfolio Bond

A hybrid assurance vie for internationally mobile investors.  What it is. The UK Personal Portfolio Bond (PPB) is a single-premium policy designed for high-net-worth clients who live, or plan to live, across borders. Issued from Luxembourg, but...
Starting the Fiscal Clock Before Leaving the UK

Starting the Fiscal Clock Before Leaving the UK

How to plan cross-border wealth before retirement The situation. Norah*, a British woman, and her French husband Nacer* have been living in the UK for the last three decades. They have two children, plan to retire in seven years and relocate to France within...
The Five Pillars of Financial Planning in France

The Five Pillars of Financial Planning in France

France offers a wide range of savings and investment products. Some protect cash in the short term, others build wealth for the future. Here are five of the best ways to optimise the country’s financial tools for your success.  1. Build cash reserves with Livret A...
Managing Your Luxembourg Assurance Vie

Managing Your Luxembourg Assurance Vie

Three flexible options for international investors  What it is. A Luxembourg assurance vie is a life insurance investment wrapper offering tax efficiency, asset protection and estate planning benefits.  The details. There are three main...
Product Spotlight: Plan d’Épargne en Actions (PEA)

Product Spotlight: Plan d’Épargne en Actions (PEA)

A tax-efficient way to invest in European shares The situation. For French tax residents seeking long-term investments, a PEA can be a good solution, it has even been compared to the UK’s ISA, but with stricter investment criteria. A government-backed savings...