Pack your bags, not your taxes with portable assurance vie 

Pack your bags, not your taxes with portable assurance vie 

Expats can increase time and money with Luxembourg’s life insurance. The latest. Known as chameleon policies (contrats caméléons), Luxembourg’s assurance vieschemes adapt seamlessly to local tax laws across borders. Stress-free finances. For...
Growing Gains

Growing Gains

Today’s case study combines secure wealth growth with liquidity preservation. The situation. Craig* and his wife are French tax residents with €790,000 in savings across a local bank account, Livret A (€22,000 each) and a Livret Bleu (€10,000). Planning a...
Is Your Assurance Vie at Risk? Three Tax Changes to Watch

Is Your Assurance Vie at Risk? Three Tax Changes to Watch

Expats holding French assurance vie policies should consider shifting their assets before looming government tax hikes take effect, warns finance expert Daniel Butcher. Significant tax increases on assurance vie policies could arise if the government’s latest...
Expat Finance Expert Demystifies Assurance Vie Options in France

Expat Finance Expert Demystifies Assurance Vie Options in France

Which Assurance Vie brings the best security and protection? Wealth specialist Daniel Butcher reveals all For expats with assets, Assurance Vie schemes (insurance-based investments) are ideal for reducing tax burdens, succession planning and creating capital growth....
Expat finance expert explains how to beat the rate race in 2024

Expat finance expert explains how to beat the rate race in 2024

You can increase your income by using inflation to your advantage, says Daniel Butcher Rising inflation is generally perceived with negativity, but in the current climate it can bring expats financial gain. Holders of an Assurance Vie – an insurance-based investment...
Assurance Vie opens door to flexible Lombard loan borrowing in France

Assurance Vie opens door to flexible Lombard loan borrowing in France

French expats with an Assurance Vie policy can easily benefit from France’s Lombard loan opportunity by leveraging the private banking system, says wealth expert Daniel Butcher of DTB Wealth Management. Lombard loans (crédit lombard), a loan that is taken out against...