From ISA to Assurance Vie

From ISA to Assurance Vie

Apr 30, 2026

Understanding how timing shapes tax efficiency in France The situation. A UK client preparing to relocate to France held approximately £250,000 in ISAs built up over many years. In the UK, these accounts provided tax-free growth, flexibility and a familiar...
Resolving Pension Tax Hurdles for Expats

Resolving Pension Tax Hurdles for Expats

Mar 3, 2025

A strategy for optimising QROPS when moving from the UK to France The situation. Ruth* had benefited from a Guernsey RATS (Retirement Annuity Trust Scheme), which qualified as a QROPS (Qualifying Recognised Overseas Pension Scheme), while living in the UK due to...