HELPLINE: 
As Trump’s economic war wreaks havoc, Fonds en Euros is the safest place to invest your money.
Donald Trump’s escalating trade war tarrifs sent ripples of concern across global markets. With all major indexes, including the Nasdaq 100 and S&P 500, down over 4%, volatility has returned after nearly two years of steady gains.
Most of our clients want to know where they can invest without risking their capital and our answer is the Fonds en Euros within the French assurance vie.
The facts. Fonds en Euros is a low-risk, bond-backed fund that makes up around 70% of all French life insurance contracts. Reflecting a national preference for wealth preservation over risk, it is the only asset in Europe that guarantees 100% of invested capital.
Take note. In 2024, top-performing contracts like Corum EuroLife returned 4.65% (capped at 25% of the portfolio), while Afer’s Multiplacements reached 3.2%, up from 2.2% in 2023. The market average hovered around 2.6%.
Returns may not be high, but the safety net is unmatched. Your capital can’t be lost and annual gains are protected for the future.
Why it matters. Fonds en Euros offers more than just safety. It’s also a powerful, tax-efficient way to grow wealth and prepare for inheritance. It provides a stable foundation to complement other assets like SCPI, ETFs or equities, all while keeping your capital safe.