Managing UK Investments for Expats

Five steps to take control of your UK assets

The situation. Richard*, a British expat in France, had UK-based investments, including a SIPP and portfolios managed by a UK IFA. Due to regulatory restrictions, his adviser could no longer serve non-UK residents, leaving his assets unmanaged and lacking strategic oversight.

Our strategy. Richard partnered with DTB as we’re authorised and experienced at handling UK assets for expatriates. Key steps included:

• Investment review. Assessing performance, structure and suitability under French residency.
• Regulatory compliance. Ensuring seamless management of UK assets within UK and EU regulations.
• Portfolio optimisation. Restructuring investments for tax efficiency and future goals.
• Ongoing advisory. Providing continuous monitoring and adjustments.
• Succession planning. Aligning assets with UK and French inheritance laws.

Key takeaway. Expats with UK investments should work with a cross-border financial management firm, optimising portfolios for tax efficiency and safeguarding long-term financial goals.

*Names have been changed for confidentiality.